G-Sec yields eased marginally as of 31 December 2023, indicating stable interest rate expectations and a softer yield environment.

Compared to 30 September 2023, yields declined across most maturities, with a more noticeable reduction in the short- to medium-term tenures.

Lower discount rates may increase the present value of employee benefit obligations if other actuarial assumptions remain unchanged.

Declining yields can lead to an increase in the fair value of fixed-income plan assets under mark-to-market valuation.

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Employee Benefit Obligations are to be valued based on G-Sec rate of estimated term as prevalent at the end of the reporting period.

Employee Benefit Obligations are to be valued based on G-Sec rate of estimated term asprevalent at the end of the reporting period.

Summary of G-sec rates and par yields for employee benefits as of 30th June 2025.

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