KAP’s Interest Rate Updates For Employee Benefits as on 31 December 2022

January 2, 2023

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Comments & Insights

Interest Rates Around the World

There has been a periodic rise in Interest Rates around the world due to high inflation. However, the rates as on 31-12-2022 have fallen by an average of 10 bps compared to 30-09-2022.

Comparison with 31-03-2022 Yield

Rates have increased for each tenure with an average increase of 52bps. However, the minimum increase is of 15 bps for tenure 28 years and maximum of 235 bps for tenure 1 year.

Impact on Obligation

Increase in yield will lead to a decrease in Obligation leading to Gaindue to change in Financial Assumptions, if all other Assumptions remain the same.

Impact on Asset

Decrease in Fair Value of Plan Asset wherever company needs toperform MTM valuation.

Insights

Actuarial Thinking for Business Brilliance

Our Insights blend analytical rigor with strategic foresight, helping businesses navigate uncertainty with confidence. By quantifying risk and modeling future outcomes, it empowers smarter decisions, sustainable growth, and long-term value creation.

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Volatility in the Interest Rate March 2017 v/s June 2017

Employee Benefit Obligations are to be valued based on G-Sec rate of estimated term as prevalent at the end of the reporting period.

Topic to be covered: Volatility in the Interest Rate March 2017 v/s September 2017

Employee Benefit Obligations are to be valued based on G-Sec rate of estimated term asprevalent at the end of the reporting period.

KAP’s Interest Rate Updates For Employee Benefits as on 30th June 2025

Summary of G-sec rates and par yields for employee benefits as of 30th June 2025.

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