KAP’s Interest Rate Updates For Employee Benefits as on 30 June 2023

June 30, 2023

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Comments & Insights

Interest Rates Around the World

The world market is facing recession due to which there has been a decline in the Interest Rates. An impact of such a recession has led to a decrease in rates as on 30-06-2023 by an average of 12 bps compared to31-03-2023.

Comparison with 31-03-2023 Yield

As compared with 31-03-2023, rates have decreased for each tenure with an average decrease of 12 bps. However, the minimum decrease is of 5bps for tenure 29 and 30 years and maximum of 30 bps for tenure 1 year.

Impact on Obligation

Decrease in yield will lead to an increase in Obligation leading to Loss due to change in Financial Assumptions, if all other Assumptions remain the same.

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Insights

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Volatility in the Interest Rate March 2017 v/s June 2017

Employee Benefit Obligations are to be valued based on G-Sec rate of estimated term as prevalent at the end of the reporting period.

Topic to be covered: Volatility in the Interest Rate March 2017 v/s September 2017

Employee Benefit Obligations are to be valued based on G-Sec rate of estimated term asprevalent at the end of the reporting period.

KAP’s Interest Rate Updates For Employee Benefits as on 30th June 2025

Summary of G-sec rates and par yields for employee benefits as of 30th June 2025.

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