Blogs

August 17, 2026

How Interest Rate Changes Affect Gratuity Valuation Under Ind AS 19

It covers the impact on defined benefit obligations, OCI, actuarial gains and losses, and why regular actuarial valuation and sensitivity analysis matter for businesses.

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August 7, 2026

EPF Interest Rate for FY 2025-26 Confirmed at 8.25%: What Employers and Employees Should Know

8.25% rate was recommended by the EPFO Central Board of Trustees in March 2026, and the Central Government subsequently approved it

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July 29, 2026

How Actuarial Reports Support Better Business Decisions

Actuarial reports are more than compliance documents. They provide valuable insights into employee benefit liabilities, key assumptions, and financial risks.

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July 23, 2026

Gratuity Valuation Explained: What Companies Need to Know

Gratuity is more than a statutory employee benefit. A long-term financial obligation that directly impacts an organization's financial statements.

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Employee Benefit Liabilities: Hidden Costs Companies Often Miss

July 11, 2026

Employee Benefit Liabilities: Hidden Costs Companies Often Miss

Employee benefit liabilities such as gratuity, leave encashment, pensions and post-retirement benefits can build up silently over time.

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July 3, 2026

Why Every CFO Should Understand Actuarial Valuations

Actuarial valuations help CFOs understand the real cost of employee benefit obligations such as gratuity, leave encashment and long-term benefits.

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June 22, 2026

Risk-Based Capital in Insurance: What It Means for Insurers

Risk-Based Capital links an insurer’s capital requirement to its actual risk exposure. It helps insurers strengthen solvency, improve stress testing & manage product strategy.

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June 19, 2026

IFRS 17 and Ind AS 117: What Insurance Companies Need to Prepare For

IFRS 17 and Ind AS 117 bring major changes in insurance contract measurement, reporting and disclosure. Insurers need stronger actuarial models.

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June 4, 2026

Actuarial Due Diligence During M&A: What Buyers Should Not Ignore

Actuarial due diligence helps buyers assess gratuity, leave encashment, pension obligations, data quality and unfunded liabilities.

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